“Finance has to be inclusive for all the economic agents…”, says Professor Victor Murinde, PI of the Inclusive Finance Project.

By Ayse|December 21, 2017|The idea of the "Inclusive Finance Project"|0 comments

https://www.soas.ac.uk/staff/staff120377.php According to Stiglitz (2006), the financial system acts as the ‘brain of an economy. Financial institutions and markets promote the dissemination and co-ordination of information about the resource availability at every level throughout the economy, and so they enable an efficient allocation of these resources for supporting economic growth. However, it is not altogether clear how finance can deliver inclusive financial development and growth. Recent empirical research shows that

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A research on Mobile Telephony, Financial Inclusion and Inclusive Growth by Professor Joshua Yindenaba Abor , Professor Mohammed Amidu, Mr. Haruna Issahaku

By Ayse|December 21, 2017|Updates on the Research|0 comments

    http://ugbs.ug.edu.gh/ugbsfaculty/profile-faculty_member/amidu-mohammed The findings of the research produced by Professor Joshua Yindenaba Abor , Professor Mohammed Amidu, Mr. Haruna Issahaku reveal that: Mobile penetration and financial inclusion significantly reduce the probability of a household becoming poor The welfare benefits of mobile telephony and financial inclusion are not more pronounced in female-headed households. Mobile diffusion and financial inclusion considerably increase per capita household consumption of food and non-food items.

A new study on uptake of index insurance in Ethiopia by Professor Robert Lensink

By Ayse|December 21, 2017|Updates on the Research|0 comments

https://www.rug.nl/staff/b.w.lensink/ The  research of  Professor Robert Lensink show that; 1. Uptake can be tripled if farmers can delay payment until after the harvest season 2.If the new product is promoted by traditional leaders, the uptake is even  increased much more. 3.By using joint liability contracts, there will not be significant startegic defaults on insurance products on which premium payments can be postponed.

Professor Reinhard Bacchman highlights the importance of “trust in financial services”

By Ayse|December 21, 2017|Updates on the Research|0 comments

https://www.soas.ac.uk/staff/staff94886.php The recent research findings  of Professor Reinhard Bacchman indicate that; Trust is deeply rooted in country- and region-specific culture. Governments play a big role in creating, maintaining and ruining public trust in the financial services industry. Building institution-based is key to increasing trust in financial services in Africa.