A new study on uptake of index insurance in Ethiopia by Professor Robert Lensink
https://www.rug.nl/staff/b.w.lensink/ The research of Professor Robert Lensink show that; 1. Uptake can be tripled if farmers can delay payment until after the harvest season 2.If the new product is promoted by traditional leaders, the uptake is even increased much more. 3.By using joint liability contracts, there will not be significant startegic defaults on insurance products on which premium payments can be postponed.