A research on Mobile Telephony, Financial Inclusion and Inclusive Growth by Professor Joshua Yindenaba Abor , Professor Mohammed Amidu, Mr. Haruna Issahaku
http://ugbs.ug.edu.gh/ugbsfaculty/profile-faculty_member/amidu-mohammed The findings of the research produced by Professor Joshua Yindenaba Abor , Professor Mohammed Amidu, Mr. Haruna Issahaku reveal that: Mobile penetration and financial inclusion significantly reduce the probability of a household becoming poor The welfare benefits of mobile telephony and financial inclusion are not more pronounced in female-headed households. Mobile diffusion and financial inclusion considerably increase per capita household consumption of food and non-food items.