A new study on uptake of index insurance in Ethiopia by Professor Robert Lensink
https://www.rug.nl/staff/b.w.lensink/
The research of Professor Robert Lensink show that;
1. Uptake can be tripled if farmers can delay payment until after the
harvest season
2.If the new product is promoted by traditional leaders, the uptake is
even increased much more.
3.By using joint liability contracts, there will not be significant
startegic defaults on insurance products on which premium payments can
be postponed.